Skip to main content

Tax calculators · United States

Taxes are part of your return too.

Federal income tax, capital gains, take-home pay and retirement-account tax savings, using the 2026 IRS figures.

Income tax & paycheck

Start with what you owe and what you keep.

Federal income tax by bracket, and your take-home pay after payroll and state taxes.

Investment taxes

Know the tax on your gains before you sell.

Short-term and long-term capital gains rates, including the 3.8% net investment income tax.

Retirement accounts

Choose the account that cuts your lifetime tax bill.

Compare 401(k), Traditional and Roth contributions using the 2026 limits.

2026 tax year at a glance

The numbers behind the calculators.

Standard deduction

$16,100 · $32,200

Single / married filing jointly. Head of household: $24,150.

Top bracket

37% over $640,600

Single filers. Married filing jointly: over $768,700.

401(k) limit

$24,500

Plus $8,000 catch-up at 50+ ($11,250 at ages 60-63). IRA limit: $7,500.

Social Security wage base

$184,500

6.2% employee share up to this amount, plus 1.45% Medicare on all wages.

Source: IRS Rev. Proc. 2025-32 and IR-2025-111. Estimates for education only, not tax advice.